My Test Methodology
Unlike other review sites that just copy tables from the casino's FAQ, I actually moved money. My test parameters:
- Bank: TD Canada Trust & RBC Royal Bank
- Wallet: Exodus (for BTC/USDT)
- Deposit Amount: $500 CAD
- Withdrawal Requests: 3 separate transactions at different times of day.
1. Interac e-Transfer Speed Audit
Interac is the primary method for 90% of Canadian players. Spinbet uses Gigadat to process these payments.
| Bank | Processing Time | Result |
|---|---|---|
| RBC | 11 Minutes | Excellent |
| TD Canada | 14 Minutes | Very Fast |
| Scotiabank | 12 Minutes | Fast |
| BMO | 18 Minutes | Average |
*Note: CIBC and Simplii Financial transactions showed similar results to BMO (15-20 min).
2. Limits & Fees Breakdown
Spinbet absorbs the transaction fees, meaning what you withdraw is what you get.
| Method | Min Deposit | Min Withdrawal | Max Withdrawal |
|---|---|---|---|
| Interac | $20 | $50 | $3,000 / day |
| Bitcoin | $30 (equiv) | $50 | $15,000 / day |
| USDT (TRC20) | $20 | $20 | $15,000 / day |
Banking FAQ
Yes. Spinbet uses the same SSL encryption standards as major Canadian banks. We never store your Interac login credentials (transactions are handled via Gigadat).
The minimum withdrawal for Interac is $50 CAD. For USDT (TRC20), it is as low as $20 CAD.
For withdrawals under $3,000 via Interac, small payouts are often processed without documents. However, for larger sums or security flags, KYC verification is mandatory.